Revolut Premium vs bunq Easy Money
Comparison of the most popular accounts at top digital banks
Review by
Head of Fintech Research
Published: 06.12.22
Updated: 06.12.22
Published: 06.12.22
Updated: 06.12.22
Choosing between Revolut Premium and bunq Easy Bank Pro? In this article, we provide a detailed comparison of these bank accounts, their prices and terms. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. At the end of the article, we provide bullet points of key pros and cons of both options and our verdict.
Both plans occupy a "Premium" niche in their banks' product portfolios with just a single VIP plan priced higher for both neobanks. They offer sufficient solutions to all baseline banking and payment needs and mostly differ in the unique features available to users. So, in a battle of "bunq vs Revolut", who has the upper hand? Let's find out by first getting familiar with both banks.
Revolut Premium
Revolut
Europe's biggest neobank, Revolut is a pioneer of mobile-first banking. Offering a wide range of financial services and banking products, including (but not limited to!) trading stocks and crypto, Revolut is a safe option regardless of customer's country of residence.
28'000'000+
London, UK
General Information
- Deposit ProtectionUp to £85'000
- Customer SupportChat, email
- Currencies30+ currencies
Bank Accounts
- Individuals Free plan available
- Businesses Free plan available
- Joint
- Convenience & User-friendliness
- Customer Support
- Features Available
- Value for Money
- Overall Rating
- Revolut Premium vs Tomorrow Change
- Monese Simple vs Revolut Standard
- Revolut Grow vs bunq Easy Money Business
- bunq Easy Green vs Revolut Metal
bunq Easy Bank Pro
bunq
Dutch online bank that gives you the freedom to bank like a local all over Europe. The bank's mobile apps are packed with exciting and unique features, and the fully fledged banking license bunq has ensures your money are 100% safe at all times.
5'400'000+
Amsterdam, NL
General Information
- Deposit ProtectionUp to €100'000
- Customer SupportChat, email
- CurrenciesEUR, USD, GBP + 12
Bank Accounts
- Individuals Free plan available
- Businesses Starting at €7.99
- Joint
- Convenience & User-friendliness
- Customer Support
- Features Available
- Value for Money
- Overall Rating
- bunq Easy Bank vs Qonto Basic
- Revolut Grow vs bunq Easy Money Business
- Tomorrow Zero vs bunq Easy Green
- Tomorrow Change vs bunq Easy Money
- bunq Easy Green vs Revolut Metal
- Monese Classic vs bunq Easy Money
Bank Accounts for Individuals
Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.
Comparison table
It is important to keep your specific use cases in mind and identify the key characteristics you care about. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Revolut Premium and bunq Easy Bank Pro in a comparison table below.
 Premium |  Easy Bank Pro | |
|---|---|---|
| Price, per month | € 7.99 | € 9.99 |
| Commitment | 12 months | Cancel monthly |
| Sign-up bonus | -20% paying annually | 30 days free |
| Official website | revolut.com | bunq.com |
| Accounts | ||
| IBANs | LT, UK | NL, DE, FR, ES, IE |
| Sub-accounts included | 1 | 25 |
| Shared accounts | ❌ | Up to 10 people |
| Child accounts | ✔️ | ✔️ |
| Mobile Payments | ||
| Apple Pay | ✔️ | ✔️ |
| Google Pay | ✔️ | ✔️ |
| Samsung Pay | ❌ | ❌ |
| Others | Garmin Pay, Fitbit Pay | - |
| Cards | ||
| Cards available | Mastercard | Mastercard |
| Cards included | 2 | 3 |
| Maestro/VPay | ❌ | ✔️ |
| Debit cards | ✔️ | ✔️ |
| Credit cards | ❌ | ✔️ |
| Virtual cards | ✔️ | ✔️ |
| Extra card fee | - | € 3.49 p/m |
| Replacement fee | € 10.00 | € 9.99 |
| Free replacements | 1 per year | 1 per year |
| Metal card | ❌ | ❌ |
| Wooden cards | ❌ | ❌ |
| Payment Methods | ||
| iDeal | ✔️ | ✔️ |
| SOFORT | ✔️ | ✔️ |
| Bancontact | ❌ | ✔️ |
| Various Fees | ||
| SWIFT (receive) | € 2.00 | € 5.00 |
| Foreign exchange fee | 0.50% | 0.50% |
| Currency fee-free limit | up to € 1000 per month | - |
| ATM Withdrawals | ||
| Daily limit | € 3000 | € 1000 |
| Free withdrawals, per month | 5 times | 6 times |
| After that, per withdrawal | 2.0% | € 0.99 |
| Withdrawal fee abroad | 2.0% | € 1.99 |
| Interest Rate | ||
| Current accounts | 0.0% | ❌ |
| Savings accounts | 0.0% | None% |
| Transaction & Deposit Limits | ||
| Deposit limit | - | - |
| Deposit Protection | Up to £85'000 | Up to €100'000 |
| Monthly spend limit | - | - |
| Other financial products | ||
| Overdraft | ❌ | ❌ |
| Investments in-app | ✔️ | ✔️ |
| Crypto trading | ✔️ | ❌ |
| Cheques | ❌ | ❌ |
| Cashback | ❌ | 1% on restaurants & bars |
| Insurance | Travel | ❌ |
| Lounge access | After 1 hour delay | ❌ |
| Transaction categorization | ✔️ | ✔️ |
| Purchase protection | €2'500 per year limit | ❌ |
| Round-up savings | ✔️ | ✔️ |
| Budgeting features | ✔️ | ✔️ |
| Deals & Discounts | ✔️ | ✔️ |
| Other benefits | Powerful analytics | Auto-Save & Easy Invest |
| Learn more | revolut.com | bunq.com |
bunq & Revolut: Pros & Cons
The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Revolut and bunq's propositions.
Revolut Premium
Shared banking options: Junior accounts for 2 kids and Group Vaults for saving together included in this plan.- Disposable virtual cards and two customizable physical cards with a wide range of exclusive designs included in subscription.
- You get both a European IBAN and a UK bank account included at no additional cost with this subscription.
ATM withdrawals after a fairly low €400 monthly allowance comes at a high fee of 2%.- No metal cards available - you would need to upgrade to a more expensive Metal plan for that.
- Revolut users frequently encounter services declining Revolut IBANs service due to bank's excessive anti-fraud policies.
bunq Easy Bank Pro
- Works wherever you go: local IBANs in 4 European countries and an array of currencies available for Easy Money users.
- Up to 25 sub-accounts, each with an individual IBAN and automated payment categorization make budgeting very easy.
- Joint accounts for saving and spending with up to 10 people included for free.
- Low ATM limits - you can only withdraw €1000 a day, and that limit can not be changed.
- No purchase protection, flight cancellation nor travel insurance.
- Slightly confusing app UI - takes a while to get used to how certain actions are performed.
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Our Verdict: Revolut Premium or bunq Easy Bank Pro?
In conclusion, both of these plans are great solutions to any banking needs you might have, and the choice most likely comes down to what your individual use case is. bunq's Easy Money would be more suited for someone into social and shared banking, while Revolut's Premium should be the choice for a world traveler.
Choose Revolut Premium if...
You live in the UK or outside the Eurozone
You value insurance highly, yet don't have one yet
Revolut website
Pick bunq Easy Bank Pro if...
You live in Belgium or the Netherlands (or travel there frequently)
You want your money working for good
If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.
⚠️ Please note that the information on pricing, contract terms and availability of products in certain markets is subject to change and can differ from what is stated above. We aim to keep this comparison as accurate and up-to-date as possible, but we advise you to treat the information provided above as indicative and always check banks' official websites for actual terms before signing up. ⚠️
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