bunq Elite vs Revolut Metal

Ian McKenzieHead of Fintech Research · Contact

Published 2022-12-06Updated 2025-07-31

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Overview

Looking to compare bunq Elite and Revolut Metal? In this article, we provide a detailed comparison of these bank accounts, their prices and terms. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.

When we assess the highest-tier subscriptions available at any of Europe's best neobanks, we fully expect both plans to deliver massive value to the users, while still being able to deliver practical and convenient banking solutions. Both plans boast a wide array of exclusive features, as well as stylish metal cards with different cashback mechanisms(Although sadly, the Dutch bank's metal card has now been discontinued).

Below, we are taking a deep dive into comparing two premium-tier subscriptions of two banking powerhouses - bunq's Easy Bank Pro XL and Revolut's Metal.

There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally.

bunq Elite

bunq Elite is the all-inclusive personal banking plan for premium users. With 25 sub-accounts, global IBANs, and three included cards, it offers full financial flexibility. Earn 2.01% annual interest on savings (as of May 2025), enjoy perks like travel insurance, extended purchase protection, and plant a tree for every €100 you spend to offset CO₂. bunq Elite is perfect for frequent travelers and eco-conscious users seeking the ultimate digital banking experience.

Amsterdam, NetherlandsFounded 201220'000'000+ usersRead our bunq review

Revolut Metal

Revolut Metal is the highest-tier subscription from the UK-based digital banking behemoth. This plan offers "ultimate power with the full package" of financial services, offering a contactless Metal card, insurances, purchase protection and up to 1% cashback.

London, UKFounded 201540'000'000+ usersRead our Revolut review

Revolut & bunq: Pros & cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both bunq and Revolut's propositions.

Our verdict: bunq Elite or Revolut Metal?

Both plans boast an impressive array of exciting features and the choice comes down to your specific use cases. bunq's offering is more expensive, but it also outperforms Revolut's Metal in a functional benefit comparison.

However, Metal subscription has an extensive amount of utility features: overseas medical insurance, flight delay and cancellation coverage as well as lounge access. Both plans offer investment options, but only Revolut's product allows crypto trading.

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps in the "Pick … if" section above. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

Please note that the information on pricing, contract terms and availability of products in certain markets is subject to change and can differ from what is stated above. We aim to keep this comparison as accurate and up-to-date as possible, but we advise you to treat the information provided above as indicative and always check banks' official websites for actual terms before signing up.