Business Banking: SMEs & Freelancers

Compare Europe's best bank accounts for businesses and read detailed reviews

Updated: Jan 31st, '23


Banking services for business entities (besides companies, this includes self-employed people, entrepreneurs and freelancers) frequently come in a very complex and intentionally complicated packaging. Confusing terms, various unexpected fees and a lot of fine print - this allows banks to charge customers more while providing less. Luckily, a new era of modern age digital-first banks created with younger generation in mind is at its peak! These banks are as secure and reliable as their "brick-and-mortar" traditional counterparts, thanks to an abundance of regulations, endless audits and certifications imposed by regulatory bodies. On top of this, they bring the convenience of Uber or Netflix to running your family business or separating your personal and business banking as a freelancer with a copywriting gig.

On this page, we present a list of business bank accounts available for companies and self-employed workers at some of the best digital banks in Europe. Each bank in this list was rigorously assessed by our team of finance professionals and fintech experts. Our in-depth reviews will tell you more about various bank plans and their prices, new products and exciting features and more. Additionally, you will find bank account comparison tables using the links below. We also advise you to take a look at our selection of worthwhile financial services that will help you automate the administrative tasks so you can spend more time growing your business.

Curated List: Bank Accounts for Businesses

  • Monthly cost Starting from €6.99
  • Currencies EUR, USD, GBP + 12
  • Personal accounts ✔️
  • Sign-up bonus 30 days free trial
  • Official Website bunq.com
  • Free plan available ✔️
  • Currencies GBP
  • Personal accounts
  • Customer support Phone, chat, email
  • Official Website tide.co
  • Monthly cost Starting from €6.00
  • Currencies N/A
  • Personal accounts
  • Customer support E-mail
  • Official Website soldo.com

Bank Accounts for Individuals

Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.

Banking for individuals on mobile.
  • Monthly cost Starting from €9.00
  • Currencies EUR
  • Personal accounts
  • Sign-up bonus 30 days free trial
  • Official Website qonto.com
  • Free plan available ✔️
  • Currencies 30+ currencies
  • Personal accounts ✔️
  • Sign-up bonus Save 20% paying annually
  • Official Website revolut.com

Top Bank Accounts for Individuals, Compared


Reviews and comparison tables for easy side-by-side assessment of the most popular plans offered by top digital banks on the market.

  • Monthly cost Starting from €9.95
  • Currencies GBP, EUR, RON
  • Personal accounts ✔️
  • Customer support Chat (15 languages)
  • Official Website monese.com
  • Monthly cost Starting from €9.00
  • Currencies EUR
  • Personal accounts
  • Customer support Chat, email
  • Official Website holvi.com
  • Free plan available ✔️
  • Currencies 54 currencies
  • Personal accounts ✔️
  • Customer support Phone, chat, email
  • Official Website wise.com

Multiply Your Wealth

Doesn't matter if you're just saving up for that summer vacation or if you're planning your retirement, the best time to start investing is now. Explore our curated list of the best investment platforms and apps available today at Fintech Compass. Make your money work so you don't have to.

Nurture your financial health.
  • Monthly cost Starting from €9.50
  • Currencies EUR
  • Personal accounts
  • Sign-up bonus 30 days free trial
  • Official Website anyti.me
  • Free plan available ✔️
  • Currencies EUR
  • Personal accounts ✔️
  • Customer support Chat, email
  • Official Website n26.com
  • Free plan available ✔️
  • Currencies GBP
  • Personal accounts ✔️
  • Customer support Phone, email
  • Official Website monzo.com
  • Business Services✔️
  • Currencies EUR
  • Personal accounts ✔️
  • Customer support Chat, email
  • Official Website bigbank.eu

Choosing a bank account for business banking is always a challenging task. You might need to balance efficiency you want in the short term with creating a healthy expense management and cash flow monitoring solution for the future. Luckily, a lot of professional banking solutions today offer a wide range of subscriptions (or "bank plans") to choose from, making it easy to "pay as you go".

Is there a bank you think we missed in our comparison? Please let us know and we will make sure to get "hands on" with your suggestion, test it out and let our readers know if it is something we can vouch for. Fintech Compass is not promoting any financial institution over another because of material incentives offered by third parties. We provide facts taken straight from the banks' websites and let the reader decide for themselves.

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