Anytime Business Bank: Review (2023)

Anytime is an up-and-coming neobank based in Belgium and France that offers business banking services, as well as propositions for expats, companies, and associations. A mix between traditional "brick-and-mortar" banks and their mobile-first neobank counterparts, Anytime aims to merge the benefits of both in a single comprehensive package.

Anytime is designed to replace your current bank account or be used alongside an existing one, with Anytime being an Orange Bank company and holding licenses with the ACPR (Bank of France) and the FCA (Bank of England). With the recent interest around this up-and-coming bank, we determine to investigate if Anytime's offering holds up in the highly competitive business banking space - read this review to find out how it compares to what is offered by the competitors.

Anytime Start is an entry-level proposition that combines business and personal bank accounts. With a solid array of convenient features you would not find at a traditional bank and an impressive package included in the subscription (for example, two physical bank cards and multiple accounts), Start is a very serious contender in its price range.

Anytime Boost is a flagship offering provided by the French-Belgian digital bank. Expanding on the lower-tier plans' selection of features, Boost goes even further, allowing businesses to enjoy up to 3 business + 1 personal cards next to 5 sub-accounts for easy cash flow management.

Business bank accounts offered by Anytime can also be found in our selection of "one-to-one" comparisons between the best plans currently available on the market. Please find these detailed comparisons below:

• Qonto Basic vs Anytime Start

Bank accounts for business banking by Anytime vary quite significantly both in the range of features available, business types they target, and, of course, in price. Find a detailed breakdown of all Anytime plans offered to businesses in our comparison table below.

Advantages

Disadvantages

Does Anytime offer real bank accounts suitable for operating a business?

Yes, Anytime is as reliable, secure and trustworthy as one of the "big traditional" brick-and-mortar banks - it undergoes the same level of scrutiny, extensive and exhaustive audits and is subject to the same policies and compliance checks as their "old-school" competitors are. Treezor, a payment institution behind Anytime bank is registered with the ACPR (Banque de France). The company is a certified payment services provider (PSP) and is registered with the necessary regulatory authorities: ACPR (№0846315003) and with the FCA (№902033). As an additional measure, FGDR guarantees that all customers of Anytime have full insurance and guarantees of up to €100,000 per person, so regardless of what happens, your funds are secure with Anytime.

How do I contact Anytime bank customer support?

You can do so either via chat, or by email or by calling the dedicated phone line. You can expect chat responses between 9am to 5pm Monday to Friday, while the telephone line is active from 8.30am to 7pm on weekdays and until 5pm on Saturdays. And you can send support tickets via email any day of the week, with responses usually coming back the same day outside of weekends.

Can I create a new company with Anytime? How about using Anytime for my existing company?

If you are looking to start a new company, Anytime offers services in both getting a capital deposit certificate, as well as assistance in a fully-fledged company creation process with the help of partners. Additionally, if you are looking for a new bank for your existing business, it is also possible to switch to Anytime - provided your company does not engage in any of the restricted activity types, you are a resident of countries supported and your legal entity type fits Anytime's profile.

Does the feature set of Anytime lack something you are explicitly looking for? Perhaps, you are looking for a company account in a different price range? Or do you want to find a more powerful solution for your needs? Below, we will provide you with three Anytime alternatives other users found relevant.

For a French business account, Anytime's onboarding process looks mind-blowingly easy. As they put it, "At Anytime, we have re-designed the process so it only takes you a few minutes. We will ask you for valid photo identification, you pay the management fee with your debit card or bank transfer, we will immediately give you your IBAN/bank details and your card is sent out. Then we will ask for proof of address and a second piece of ID if you have not made a transfer from an account already open in your name." So the way to get there is pretty easy.

At the end of the day, Anytime's offering, just like Qonto's, is best suited for people who are 90% digital. That means these who'd prefer to never deal with people on day-to-day operational stuff like banking, yet would still have an option to do so once things get complicated.