The Best Shared Bank Accounts

bunq is a neobank known for its innovative and unique features. Thus, it's not surprising that bunq joint accounts provide an impressive level of flexibility when it comes to sharing a bank account. It offers full-fledged shared bank account, as well as smart features for managing group expenses. There is a variety of options that can fit your needs: for starters, you can open a joint bank account directly from the bunq app - whoever you’re sharing it with won’t even need to be there! Alternatively, you can also share access to one of your personal accounts with someone while maintaining the full control of the account. This works particularly well if you are a parent who is in search for a solution to have your kids use an account you can keep track of.

bunq allows extending account access to up to 10 people - this creates an impressive range of options: set one up with all housemates, another one with a close circle of friends, and one more to start saving with your partner! Last but not least, bunq users enjoy up to 3 cards included in their subscription, and you can have a separate card that is linked to your joint account, so you can be sure all of the expenses come from exactly the account you want them to. Oh, and you can also set up a savings account at bunq that offers up to 2,46% interest (varies per country), paid out monthly.

Read Morein ourGuide to Revolut Joint Accounts.

On top of simply offering a basic joint bank account, Revolut gives users a variety of solutions to issues you'd otherwise solve by having one (like saving together and keeping track of shared expenses). The "Group Bills" feature works like a charm when dealing with a random flurry of expenses incurred by multiple parties. All you need to do is to just add your friends to a Group Bill, and that's it - everyone can now add expenses to the bill which can be split and paid for in an instance. The feature truly shines when going on a trip with your friends or purchasing household items in a shared accommodation.

You can also create a "Group Vault" where you can start saving for a big purchase together. All in all, Revolut joint account is a strong contender for our "best shared bank account" nomination, thanks to a wide range of options and the flexibility offered. Sharing a Revolut bank account is as easy as banking with Revolut, confirmed by over 28 million customers this UK-based neobanking behemoth has.

Looking for something simple? Monese should do the trick. It is very easy to start a joint account when you have a Monese Personal account. Once you invite your partner to join, both of you receive a bank card specifically for purchases your shared bank account. For aesthetics, the cards have a "split" design which makes the bank's logo when put together, which is a nice touch. In addition, you can create a pot in your joint account to save up for something big with your partner.

And that’s about it: Monese offers a simple solution for shared expenses and savings. If you’re not too concerned about having the most powerful and loaded with features account there is, Monese joint account could be a great choice!