Financial Services, Apps & Products

Curated list of digital finance tools with proven value

Updated

Ranking of financial services

4 services

  1. #1: Square

    Square offers simple and cost-efficient payment processing solutions for businesses of any size. Square's two software packages, "Square Point of Sale" and "Square for Restaurants", can satisfy all the payment processing needs your business might have. PoS package works for any retail business (regardless of whether you are an "offline" or an online merchant) and has built-in vendor and purchase management system. With Square PoS, all your sales are automatically integrated in your cash register software. Square for Restaurants handles chargebacks on your behalf, and accepts all credit and debit cards as well as contactless payments. On top of that, you get a free online ordering website set up, and a reporting suite that gives you real-time performance stats of your business. With a variety of plans and an impressive choice of hardware, this service quickly became a fan favorite with over 2'000'000 businesses using Square products.

    Available in
    US, UK, FR, ES, IE, CA, AU, JP
    HQ
    USA
    Founded
    2009
    All ratings for Square(4)
    • Ease of use9.1
    • Customer service9.0
    • Features9.3
    • Value for money9.5
    No review yetVisit squareup.com (Square, Referral link)

  2. #2: Pleo

    Pleo empowers business owners to spend more time doing work that matters. Pleo achieves that by handling employee expenses, invoices and reimbursements, leveraging innovations in automation. Smart prepaid employee cards with individual spending limits, accounting software integrations and real-time overview of expenses - what more could a business want? With tens of thousands of businesses using Pleo today, it is one of Europe’s top business spending and expense management solutions.

    Available in
    Europe
    HQ
    Denmark
    Founded
    2015
    All ratings for Pleo(4)
    • Ease of use7.5
    • Customer service9.5
    • Features8.8
    • Value for money9.4
    No review yetVisit pleo.io (Pleo, Referral link)

  3. #3: GoCardless

    GoCardless helps businesses mitigate the pain of payment collection. Do you want to stop chasing users for your instant and one-off payments? Or do you want to structure the automated, recurring transactions your customers always struggle to execute on time? GoCardless has solutions for both scenarios, all while helping you automate the boring admin and having a "plug-and-play" integration with your bookkeeping software. All without the usual hassle or the burden of excessive fees.

    Available in
    Over 30 countries
    HQ
    UK
    Founded
    2011
    All ratings for GoCardless(4)
    • Ease of use9.7
    • Customer service7.8
    • Features7.8
    • Value for money8.5
    No review yetVisit gocardless.com (GoCardless, Referral link)

  1. #4: SumUp

    SumUp provides card readers and PoS terminals to businesses of any scale. With SumUp, you can get paid easily, process your orders at near-real time and manage both your expenses as well as revenues without hassle. SumUp prides itself on creating straightforward and easy solutions that accelerate the growth of your business. You can get a terminal from just €29 / $29, and be ready to accept card payments in no time!

    Available in
    Europe, UK, USA
    HQ
    UK
    Founded
    2012
    All ratings for SumUp(4)
    • Ease of use8.6
    • Customer service9.7
    • Features7.1
    • Value for money7.8
    No review yetVisit sumup.com (SumUp, Referral link)

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Our Commitment To Quality Reviews

To ensure that the information in our articles is complete and accurate while keeping our assessments unbiased and ratings data-driven, we use the following methodology:

  • Rule #1: Hands-on Experience

    Each person contributing to a product review spends at least a week using that product, getting "hands-on" with all the features it offers and documenting their overall experience, unexpected benefits and any critique they might have.

  • Rule #2: Professional Expertise

    Our team composes of fintech professionals, working in neobanks, digital asset exchanges and payment-tech companies. With an average of 7 years in this field and more than 30 fintechs all over the world in our combined career history, we have a solid frame of reference.

  • Rule #3: Multiple Perspectives

    We strive to get at least 3 team members to review each product to eliminate personal bias and introduce a more critical approach. The final ratings are an average of all individual assessments, and the review is only published after a peer review.

Digital Finance: Now More Important Than Ever!

In the digital finance world, not knowing something usually costs you. Sometimes, that is made harder by... not being aware you are actively missing out on potential gains! Which is why, today we are proud to present our selection of the best financial services, innovative digital finance apps and various extremely useful products below. When compiling this list, we made sure to get an extensive amount of "hands-on" experience with our team of experts. We were ruthless as went through our selection process - trust us, there are at least three times as many products that did not make it in our list! On the plus side, you can be confident the remaining options are nothing but brilliant. We focused on the following types of fintech products:

  1. Financial Services for Small Businesses
  2. Cash Flow Management Tools for Startups
  3. Freelancer's Toolbox: Invoicing, Automation, Payment Collection
  4. Personal Finance: Savings, Budgeting, Expense Tracking
  5. Money Transfers: Internationally & Domestically
  6. Other Unique, Useful & Exciting Add-ons

Now, without further ado, we start by introducing the services that made the cut, in no particular order.

Curated List: Digital Finance Apps & Products

These (and many other!) financial services and tools can help you save money, make wise and sustainable investment choices, and keep track of your spending. Being smart and utilizing these can enable you to finally take control of your finances (or your company's cash flow!) and secure your financial future.

Why it is important to be up-to-date on what's new in digital finance? Firstly, the pace of change in the industry is incredibly fast, and new products and services are constantly being introduced. Second, as a consumer of financial services, it is important to be aware of new options that may be more convenient or cost-effective than the products and services you are currently using. Finally, if you are an up-and-coming investor or entrepreneur operating in the industry, it is critical to stay abreast of new developments in order to identify opportunities for investment or innovation.

Articles on Financial Services by FinTech Experts

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