Best Metal Cards from Banks in Europe

Curve Metal Card, which the company proudly dubs "The Metal Card That Pays You Back" is a Mastercard debit card with worldwide acceptance. This card comes with a "Curve Metal" subscription that has a monthly fee of €14,99, while the card itself is free without any delivery costs. The benefits of it are quite extensive, the biggest one being 1% cashback at 6 retailers of choice. Curve Metal users also get worldwide travel insurance for free and enjoy discounts when making purchases at select partners (the list is quite extensive, so you can definitely find something you already use).

You also get airport lounge access, cell phone insurance and a unique ability to "Go back in time". The way it works is you can always go back and change the card you used for a specific transaction. Forgot to get your airline miles because you used a wrong card? No problem. Accidentally bought your partner a gift from your shared bank account? Not an issue anymore. Truly unique and surprisingly useful feature.

Curve is an innovative "All Your Bank Cards in One" product that allows you to get cashback, rewards and an easy way to get a convenient overview of your spending, without switching your bank or paying additional fees.

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Revolut Metal is the ultimate plan for digital nomads, citizens of the world and anyone looking for a supercharged bank account. This plan comes with worldwide travel insurance, airport lounge access, refund protection, theft and accident coverage. The cards themselves are also of high quality and come in a variety of colors.

You can get a flashy metal card both as an individual (Revolut Metal is a €13,99 per month subscription), and as a bonus for opening a Revolut business account. Revolut Grow (mid-tier plan for companies and freelancers) allows you to get 1 metal card and costs €25 per month, while Revolut Scale, a premium-tier plan best suited for small to medium sized companies, gets you 2 metal bank cards free of charge, however, it does cost €100 a month.

Overall, Revolut Metal bank card is a great choice for those looking for a premium travel bank card. It offers a number of features and benefits that make it a great option for those who frequently travel abroad. It also comes with a number of perks, such as free airport lounge access and a concierge service. However, it is important to note that the card (technically, the Revolut Metal subscription) does come with a monthly fee and a 1-year commitment contractually, so it is important to weigh up whether the benefits it offers are worth the cost for you personally.

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Vivid Metal - a "Card to impress", as Vivid themselves label it. With an exclusive stainless steel design, express delivery (you will get your Vivid Metal bank card within 3 business days) and 6 charming card colors to choose from, this metal card is definitely worth it for someone who wants to "wow" people when paying. On top of this, Vivid provides users with more than 65 unique card stickers to choose from, so you can be confident your card will not bore you any time soon.

This card combines the benefits of a debit card, while also allowing you to make purchases as if it was a credit card. This means that you can get cashback on your purchases, which will definitely add up and save you a lot of money in the long run. Vivid Metal also offers a rewards program that allows you to earn points for every purchase you make with it. Next to it, it obviously supports all cutting-edge security features for safe online payments and an ability to create virtual cards whenever you need them. A nice touch is that the card details are not written on the card, but rather live in your Vivid app, so your funds are safe even if you lose it.

Beautifully crafted, stainless steel bunq Metal Card is taking "sustainability" to next level. The beauty of this offering is the fact that you can get this card for free when you sign up for an annual Easy Green subscription. As an additional bonus, bunq plants a tree for every €100 spent, allowing you to fully offset your CO₂ emissions in less than two years! And of course, we don't even need to mention that bunq Metal Mastercard provides Purchase Protection & Extended Warranty on every purchase you make. Lost your new cell phone you bought using bunq Metal card? Claim an insurance report and Mastercard will reimburse the costs, saving the day.

bunq Easy Green subscription comes with an impressive set of unique features - which is why the features this Dutch neobank offers made it to our selection of amazing banking app features twice. As if saving the environment by offsetting your emissions is not enough, you also get freedom of choice when it comes to bank investing your money. This way, you can be sure your money only goes to support "green" and ethical businesses and sustainable projects. Next to it, all of bunq's unique features are also there, including an ability to create up to 25 sub-accounts each with its own IBAN, enjoy automatic payment categorization, budgeting features and your personalized payment request link.

UPDATE #1: As of 01.05.2024, bunq announced it's discontinuing the Metal card.

UPDATE #2: As of 01.07.2025, bunq Metal Card is available once again at a €99,99 price tag for users of bunq Pro and bunq Elite plans.

N26 Metal card is a great addition to this list of the best metal cards in Europe. The card is made of high-quality materials, comes in three distinct shades and has a sleek design, while the N26 Metal subscription empowers you to fully enjoy banking by giving you a premium experience. The plan costs €16,90 a month and is jam-packed with useful features. These include fee-free ATM withdrawals worldwide, mobile phone insurance of up to €1'000 and rewards with select partners, based on your location.

While N26 did not make it into our list of the best digital banks of 2023, it still is a very solid offering you should consider if you're in the market for a VIP bank subscription.