bunq Easy Bank Pro XL vs Revolut Metal
Comparing premium bank accounts from top digital banks
Review by
Head of Fintech Research
Published: 06.12.22
Updated: 08.06.24
Published: 06.12.22
Updated: 08.06.24
Choosing between bunq Easy Bank Pro XL and Revolut Metal? Today, we will be comparing these bank accounts, providing you with a complete overview of features available, pricing and fees. Firstly, we will provide a quick summary and key information about the two banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.
When we assess the highest-tier subscriptions available at any of Europe's best neobanks, we fully expect both plans to deliver massive value to the users, while still being able to deliver practical and convenient banking solutions. Both plans boast a wide array of exclusive features, as well as stylish metal cards with different cashback mechanisms(Although sadly, the Dutch bank's metal card has now been discontinued).
Below, we are taking a deep dive into comparing two premium-tier subscriptions of two banking powerhouses - bunq's Easy Bank Pro XL and Revolut's Metal.
bunq Easy Bank Pro XL
bunq
Dutch online bank that gives you the freedom to bank like a local all over Europe. The bank's mobile apps are packed with exciting and unique features, and the fully fledged banking license bunq has ensures your money are 100% safe at all times.
5'400'000+
Amsterdam, NL
General Information
- Deposit ProtectionUp to €100'000
- Customer SupportChat, email
- CurrenciesEUR, USD, GBP + 12
Bank Accounts
- Individuals Free plan available
- Businesses Starting at €7.99
- Joint
- Convenience & User-friendliness
- Customer Support
- Features Available
- Value for Money
- Overall Rating
- bunq Easy Bank vs Qonto Basic
- Revolut Grow vs bunq Easy Bank Pro Business
- Tomorrow Zero vs bunq Easy Bank Pro XL
- Tomorrow Change vs bunq Easy Bank Pro
- Revolut Premium vs bunq Easy Bank Pro
- Monese Classic vs bunq Easy Bank Pro
Revolut Metal
Revolut
Europe's biggest neobank, Revolut is a pioneer of mobile-first banking. Offering a wide range of financial services and banking products, including (but not limited to!) trading stocks and crypto, Revolut is a safe option regardless of customer's country of residence.
28'000'000+
London, UK
General Information
- Deposit ProtectionUp to £85'000
- Customer SupportChat, email
- Currencies30+ currencies
Bank Accounts
- Individuals Free plan available
- Businesses Free plan available
- Joint
- Convenience & User-friendliness
- Customer Support
- Features Available
- Value for Money
- Overall Rating
- Revolut Premium vs Tomorrow Change
- Monese Simple vs Revolut Standard
- Revolut Grow vs bunq Easy Bank Pro Business
- Revolut Premium vs bunq Easy Bank Pro
Bank Accounts for Individuals
Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.
Comparison table
It is important to keep your specific use cases in mind and identify the key characteristics you care about. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between bunq Easy Bank Pro XL and Revolut Metal in a comparison table below.
 Easy Bank Pro XL |  Metal | |
|---|---|---|
| Price, per month | € 18.99 | € 13.99 |
| Commitment | Cancel monthly | 12 months |
| Sign-up bonus | 30 days free | -20% paying annually |
| Official website | bunq.com | revolut.com |
| Accounts | ||
| IBANs | NL, DE, FR, ES, IE | LT, UK |
| Sub-accounts included | 25 | 1 |
| Shared accounts | Up to 10 people | Group Vaults |
| Child accounts | ✔️ | ✔️ |
| Mobile Payments | ||
| Apple Pay | ✔️ | ✔️ |
| Google Pay | ✔️ | ✔️ |
| Samsung Pay | ❌ | ❌ |
| Others | - | Garmin Pay, Fitbit Pay |
| Cards | ||
| Cards available | Mastercard | Mastercard |
| Cards included | 3 | 2 |
| Maestro/VPay | ✔️ | ❌ |
| Debit cards | ✔️ | ✔️ |
| Credit cards | ✔️ | ❌ |
| Virtual cards | ✔️ | ✔️ |
| Extra card fee | € 3.49 p/m | - |
| Replacement fee | € 9.99 | € 10.00 |
| Free replacements | 1 per year | 1 per year |
| Metal card | ❌ | ✔️ |
| Wooden cards | ❌ | ❌ |
| Payment Methods | ||
| iDeal | ✔️ | ✔️ |
| SOFORT | ✔️ | ✔️ |
| Bancontact | ✔️ | ❌ |
| Various Fees | ||
| SWIFT (receive) | € 5.00 | € 2.00 |
| Foreign exchange fee | - | - |
| Currency fee-free limit | - | - |
| ATM Withdrawals | ||
| Daily limit | € 1000 | € 3000 |
| Free withdrawals, per month | 6 times | 5 times |
| After that, per withdrawal | € 0.99 | 2.0% |
| Withdrawal fee abroad | € 1.99 | 2.0% |
| Interest Rate | ||
| Current accounts | ❌ | 0.0% |
| Savings accounts | None% | 0.0% |
| Transaction & Deposit Limits | ||
| Deposit limit | - | - |
| Deposit Protection | Up to €100'000 | Up to £85'000 |
| Monthly spend limit | - | - |
| Other financial products | ||
| Overdraft | ❌ | ❌ |
| Investments in-app | ✔️ | ✔️ |
| Crypto trading | ❌ | ✔️ |
| Cheques | ❌ | ❌ |
| Cashback | 1% HoReCa, 2% on transport | 0.1% + 1% outside EU |
| Insurance | Travel | Travel, Baggage |
| Lounge access | ❌ | You + 3 friends |
| Transaction categorization | ✔️ | ✔️ |
| Purchase protection | Extended Warranty | €10'000 per year limit |
| Round-up savings | ✔️ | ✔️ |
| Budgeting features | ✔️ | ✔️ |
| Deals & Discounts | ✔️ | ✔️ |
| Other benefits | Auto-CO2 offset | 90-day return |
| Learn more | bunq.com | revolut.com |
Revolut & bunq: Pros & Cons
The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both bunq and Revolut's propositions.
bunq Easy Bank Pro XL
Thanks to bunq's partnership with Eden Foundation, you will automatically plant a baby tree in Madagascar for every €100 spent.- Travel insurance comes at no additional cost, along with travel assistant and multi-currency accounts.
- A few neat social banking features and a fun mini-game in-app.
Price - it's hard to say Easy Bank Pro XL provides significantly more value than Easy Bank Pro, at double the cost.- Lack of the good stuff: with a premium account, we'd grown to expect airport lounge access, ; none of these are included.
- Lack of insurance options. Hardly a major disadvantage, but at this price, we'd expect bunq to go beyond travel insurance.
Revolut Metal
- Global travel insurance with lost baggage coverage, plus free lounge access whenever your flight is delayed.
- Extensive protection purchases on items bought with the Metal card - you can claim up to €10'000 of lost or damaged items per year.
- Cashback of 0,1% in Europe and 1,0% outside of EEA adds up if you make a lot of card payments.
- Low limit on free ATM withdrawals - €800 a month. The fees can stack up when traveling in cash-heavy countries.
- No Maestro/VPay cards available - despite the upcoming end to these, it is still a massive disadvantage in NL/BE.
- Interest on savings accounts in EU - currently only applies to customers from the UK & USA.
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Our Verdict: bunq Easy Bank Pro XL or Revolut Metal?
Both plans boast an impressive array of exciting features and the choice comes down to your specific use cases. bunq's offering is more expensive, but it also outperforms Revolut's Metal in a functional benefit comparison.
However, Metal subscription has an extensive amount of utility features: overseas medical insurance, flight delay and cancellation coverage as well as lounge access. Both plans offer investment options, but only Revolut's product allows crypto trading.
Choose bunq Easy Bank Pro XL if...
You want to reduce your carbon footprint and help combat climate change
You want the best-in-class joint banking experience
You want your bank to have truly unique and useful features
bunq website
Pick Revolut Metal if...
You frequently travel and pay in non-Euro currencies
You want your bank to help you invest in crypto
You live in the UK or outside of Europe
If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.
⚠️ We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up. ⚠️
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