bunq Easy Bank Pro XL vs Revolut Metal

Comparing premium bank accounts from top digital banks

Ian McKenzie

Review by Ian McKenzie 

Head of Fintech Research

Contact author

Published: 06.12.22  

Updated: 08.06.24

Published: 06.12.22

Updated: 08.06.24

Looking to compare bunq Easy Bank Pro XL and Revolut Metal? The comparison below contains the results of our experts' investigation into these two plans, their benefits and terms. Firstly, we will provide a quick summary and key information about the two banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. At the end of the article, we provide bullet points of key pros and cons of both options and our verdict.

When we assess the highest-tier subscriptions available at any of Europe's best neobanks, we fully expect both plans to deliver massive value to the users, while still being able to deliver practical and convenient banking solutions. Both plans boast a wide array of exclusive features, as well as stylish metal cards with different cashback mechanisms(Although sadly, the Dutch bank's metal card has now been discontinued).

Below, we are taking a deep dive into comparing two premium-tier subscriptions of two banking powerhouses - bunq's Easy Bank Pro XL and Revolut's Metal.

Quickly jump to:
bunq Easy Bank Pro XL Star icon Revolut Metal
Comparison Table Star icon Pros & Cons Star icon Our Verdict
bunq vs Revolut - compare the best bank accounts.

bunq Easy Bank Pro XL

General Information

  • Deposit ProtectionUp to €100'000
  • Customer SupportChat, email
  • CurrenciesEUR, USD, GBP + 12

Bank Accounts

  • Individuals Free plan available
  • Businesses Starting at €7.99
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Customer SupportStarStarStarStarStarStarStarStar emptyStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStarStar half-full
  • Value for MoneyStarStarStarStarStarStarStarStarStarStar half-full
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Easy Bank Pro XL is bunq's top-of-the-line plan at a premium price point. The main advantage over lower-tier Easy Bank Pro is an ability to effortlessly offset your CO2 emissions thanks to automatically planting a tree for every €100 spent from your bunq account. On top of this, Easy Bank Pro XL features invoice scanning using your phone's camera and travel insurance.

Revolut Metal

General Information

  • Deposit ProtectionUp to £85'000
  • Customer SupportChat, email
  • Currencies30+ currencies

Bank Accounts

  • Individuals Free plan available
  • Businesses Free plan available
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStarStarStar half-full
  • Customer SupportStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Value for MoneyStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Revolut Metal is the highest-tier subscription from the UK-based digital banking behemoth. This plan offers "ultimate power with the full package" of financial services, offering a contactless Metal card, insurances, purchase protection and up to 1% cashback.

Bank Accounts for Individuals

Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.

Banking for individuals on mobile.

Comparison table

There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between bunq Easy Bank Pro XL and Revolut Metal in a comparison table below.

bunq logo
Easy Bank Pro XL
Revolut logo
Metal
Price, per month € 18.99 € 13.99
CommitmentCancel monthly12 months
Sign-up bonus 30 days free -20% paying annually
Official website bunq.com revolut.com
Accounts
IBANsNL, DE, FR, ES, IELT, UK
Sub-accounts included251
Shared accounts Up to 10 people Group Vaults
Child accounts ✔️✔️
Mobile Payments
Apple Pay✔️✔️
Google Pay✔️✔️
Samsung Pay
Others- Garmin Pay, Fitbit Pay
Cards
Cards available Mastercard Mastercard
Cards included 3 2
Maestro/VPay✔️
Debit cards✔️✔️
Credit cards✔️
Virtual cards✔️✔️
Extra card fee € 3.49 p/m -
Replacement fee € 9.99 € 10.00
Free replacements 1 per year 1 per year
Metal card✔️
Wooden cards
Payment Methods
iDeal✔️✔️
SOFORT✔️✔️
Bancontact✔️
Various Fees
SWIFT (receive) € 5.00 € 2.00
Foreign exchange fee - -
Currency fee-free limit - -
ATM Withdrawals
Daily limit € 1000 € 3000
Free withdrawals, per month 6 times 5 times
After that, per withdrawal € 0.99 2.0%
Withdrawal fee abroad € 1.99 2.0%
Interest Rate
Current accounts 0.0%
Savings accounts None% 0.0%
Transaction & Deposit Limits
Deposit limit--
Deposit Protection Up to €100'000 Up to £85'000
Monthly spend limit--
Other financial products
Overdraft
Investments in-app ✔️ ✔️
Crypto trading ✔️
Cheques
Cashback 1% HoReCa, 2% on transport 0.1% + 1% outside EU
Insurance Travel Travel, Baggage
Lounge access You + 3 friends
Transaction categorization ✔️ ✔️
Purchase protection Extended Warranty €10'000 per year limit
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Auto-CO2 offset 90-day return
Learn more bunq.com revolut.com

Revolut & bunq: Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both bunq and Revolut's propositions.

bunq Easy Bank Pro XL

Revolut Metal

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Our Verdict: bunq Easy Bank Pro XL or Revolut Metal?

Both plans boast an impressive array of exciting features and the choice comes down to your specific use cases. bunq's offering is more expensive, but it also outperforms Revolut's Metal in a functional benefit comparison.

However, Metal subscription has an extensive amount of utility features: overseas medical insurance, flight delay and cancellation coverage as well as lounge access. Both plans offer investment options, but only Revolut's product allows crypto trading.

Choose bunq Easy Bank Pro XL if...

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You want to reduce your carbon footprint and help combat climate change

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You want the best-in-class joint banking experience

Plus sign

You want your bank to have truly unique and useful features

Pick Revolut Metal if...

Plus sign

You frequently travel and pay in non-Euro currencies

Plus sign

You want your bank to help you invest in crypto

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You live in the UK or outside of Europe

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

⚠️ Please note that the information on pricing, contract terms and availability of products in certain markets is subject to change and can differ from what is stated above. We aim to keep this comparison as accurate and up-to-date as possible, but we advise you to treat the information provided above as indicative and always check banks' official websites for actual terms before signing up. ⚠️

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