Monese Classic vs bunq Easy Bank Pro

Comparing the most popular plans from two top digital banks

Ian McKenzie

Review by Ian McKenzie 

Head of Fintech Research

Contact author

Published: 28.12.22  

Updated: 08.06.24

Published: 28.12.22

Updated: 08.06.24

Deciding between Monese Classic and bunq Easy Bank Pro? The comparison below contains the results of our experts' investigation into these two plans, their benefits and terms. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. At the end of the article, we provide bullet points of key pros and cons of both options and our verdict.

Digital banking has become increasingly popular in recent years, offering a convenient and modern alternative to traditional banks. Monese and bunq are two well-known digital banks that offer a range of bank accounts suited for any audiences - businesses, individuals and even joint bank accounts. In this article, we will compare the Monese Simple account and the bunq Easy Bank Pro account to help you decide which one is the perfect fit for you.

In this article, we will look at the fees, features, and benefits offered by each account and provide a summary of the pros and cons of each option. Whether you are a seasoned digital banking user or new to the world of online banking, this comparison will provide you with all the information you need to make an informed decision.

Quickly jump to:
Monese Classic Star icon bunq Easy Bank Pro
Comparison Table Star icon Pros & Cons Star icon Our Verdict
Monese Classic vs bunq Easy Bank Pro - in-depth comparison of banks at Fintech Compass.

Monese Classic

General Information

  • Deposit ProtectionUp to £85'000
  • Customer Support15 languages
  • CurrenciesGBP, EUR, RON

Bank Accounts

  • Individuals Free plan available
  • Businesses Starting at €9.95
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Customer SupportStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Value for MoneyStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Classic is the mid-tier plan offered by Monese. It comes at a price point of €5.95 per month, which is lower than the usual €7.99 monthly price tag usually seen with mid-tier subscriptions from the likes of Revolut. Classic gives you free limits for cash deposits, withdrawal and more. It's worth mentioning that with this plan you can spend in foreign currencies free of any fees.

bunq Easy Bank Pro

General Information

  • Deposit ProtectionUp to €100'000
  • Customer SupportChat, email
  • CurrenciesEUR, USD, GBP + 12

Bank Accounts

  • Individuals Free plan available
  • Businesses Starting at €7.99
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Customer SupportStarStarStarStarStarStarStarStar emptyStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStarStar half-full
  • Value for MoneyStarStarStarStarStarStarStarStarStarStar half-full
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Easy Bank Pro is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

Bank Accounts for Individuals

Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.

Banking for individuals on mobile.

Comparison table

It is important to keep your specific use cases in mind and identify the key characteristics you care about. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Monese Classic and bunq Easy Bank Pro in a comparison table below.

Monese logo
Classic
bunq logo
Easy Bank Pro
Price, per month £ 5.95 € 9.99
CommitmentCancel monthlyCancel monthly
Sign-up bonus - 30 days free
Official website monese.com bunq.com
Accounts
IBANsBE, GBNL, DE, FR, ES, IE
Sub-accounts included125
Shared accounts Free joint account Up to 10 people
Child accounts ✔️
Mobile Payments
Apple Pay✔️✔️
Google Pay✔️✔️
Samsung Pay
Cards
Cards available Mastercard Mastercard
Cards included 1 3
Maestro/VPay✔️
Debit cards✔️✔️
Credit cards✔️
Virtual cards✔️✔️
Extra card fee - € 3.49 p/m
Replacement fee £ 4.95 € 9.99
Free replacements- 1 per year
Metal card
Wooden cards
Payment Methods
iDeal✔️
SOFORT✔️✔️
Bancontact✔️
Various Fees
SWIFT (receive) N/A € 5.00
Foreign exchange fee 2.00% -
Currency fee-free limit - -
ATM Withdrawals
Daily limit £ 500 € 1000
Free withdrawals, per month - 6 times
After that, per withdrawal 2.0% € 0.99
Withdrawal fee abroad 2.0% € 1.99
Interest Rate
Current accounts 0.0%
Savings accounts None%
Transaction & Deposit Limits
Deposit limit £ 50,000-
Deposit Protection Up to £85'000 Up to €100'000
Monthly spend limit--
Other financial products
Overdraft
Investments in-app ✔️
Crypto trading
Cheques
Cashback 1% on restaurants & bars
Insurance Accident, medical
Lounge access
Transaction categorization ✔️ ✔️
Purchase protection UK only
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Free foreign spending Auto-Save & Easy Invest
Learn more monese.com bunq.com

bunq & Monese: Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Monese and bunq's propositions.

Monese Classic

bunq Easy Bank Pro

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Our Verdict: Monese Classic or bunq Easy Bank Pro?

In conclusion, Monese and bunq are both reputable digital banks that offer a range of financial products, including bank accounts. Both the Monese Simple account and the bunq Easy Bank Pro account offer a range of features and benefits, such as virtual and physical cards, low fees, and convenient mobile banking apps. It's no wonder both of these banks were featured in our experts' selection of the best digital bank accounts of 2024.

However, there are some key differences between the two accounts - we went over these in this article. Ultimately, the right bank account for you will depend on your individual financial needs and priorities. It is important to carefully consider the fees, features, and benefits offered by each bank before making a decision. And it makes sense to also consider other outstanding neobanks reviewed on our website - don't restrict yourself!

Choose Monese Classic if...

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You live in the UK or have relatives in Romania

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You're looking for a simple, yet powerful bank account

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You want to work on your credit history

Pick bunq Easy Bank Pro if...

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You want your bank to offer exciting and truly unique features

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You want to build an investment portfolio easily accessible from your banking app

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

⚠️ We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up. ⚠️

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