Tomorrow Change vs bunq Easy Bank Pro

Comparing accounts that are the best value for your money

Ian McKenzie

Review by Ian McKenzie 

Head of Fintech Research

Contact author

Published: 06.12.22  

Updated: 09.06.24

Published: 06.12.22

Updated: 09.06.24

Looking to compare Tomorrow Change and bunq Easy Bank Pro? Today, we will be comparing these bank accounts, providing you with a complete overview of features available, pricing and fees. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.

If you are looking for a bank that cares about the environment, does not invest in questionable businesses and helps users adopt more sustainable banking practices, both bunq and Tomorrow are great options.

In this comparison article, we aim to set side-by-side mid-tier subscriptions available at these two neobanks. These are bunq Easy Bank Pro and Tomorrow Change. Occupying a specific niche at a similar price point and with quite a few shared selling points, these two plans are strong contenders for sustainability-conscious users.

Quickly jump to:
Tomorrow Change Star icon bunq Easy Bank Pro
Comparison Table Star icon Pros & Cons Star icon Our Verdict
bunq vs Tomorrow - compare neobanks at Fintech Compass.

Tomorrow Change

General Information

  • Deposit ProtectionUp to €100'000
  • Customer SupportPhone, chat, email
  • CurrenciesEUR

Bank Accounts

  • Individuals Starting at €3.0
  • Businessesno
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStarStarStar half-full
  • Customer SupportStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Value for MoneyStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Tomorrow Change is an everyday account that is both "smart" and flexible. At a reasonable price point, this subscription is a strong contender for a "hassle-free" modern bank account that will cover most of the day-to-day banking needs an average user would have. On top of this, there are a few niche features that truly make this product stand out from the competition, for instance, wooden cards and automatic CO2 offset.

bunq Easy Bank Pro

General Information

  • Deposit ProtectionUp to €100'000
  • Customer SupportChat, email
  • CurrenciesEUR, USD, GBP + 12

Bank Accounts

  • Individuals Free plan available
  • Businesses Starting at €7.99
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Customer SupportStarStarStarStarStarStarStarStar emptyStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStarStar half-full
  • Value for MoneyStarStarStarStarStarStarStarStarStarStar half-full
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Easy Bank Pro is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

Bank Accounts for Individuals

Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.

Banking for individuals on mobile.

Comparison table

There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Tomorrow Change and bunq Easy Bank Pro in a comparison table below.

Tomorrow logo
Change
bunq logo
Easy Bank Pro
Price, per month € 8.00 € 9.99
CommitmentCancel monthlyCancel monthly
Sign-up bonus - 30 days free
Official website tomorrow.one bunq.com
Accounts
IBANsDENL, DE, FR, ES, IE
Sub-accounts included525
Shared accounts Included for free Up to 10 people
Child accounts ✔️
Mobile Payments
Apple Pay✔️✔️
Google Pay✔️✔️
Samsung Pay
Cards
Cards available Visa Mastercard
Cards included 1 3
Maestro/VPay✔️✔️
Debit cards✔️✔️
Credit cards✔️
Virtual cards✔️
Extra card fee - € 3.49 p/m
Replacement fee € 10.00 € 9.99
Free replacements- 1 per year
Metal card
Wooden cards✔️
Payment Methods
iDeal✔️
SOFORT✔️✔️
Bancontact✔️
Various Fees
SWIFT (receive) € 3.00 € 5.00
Foreign exchange fee - -
Currency fee-free limit - -
ATM Withdrawals
Daily limit € 500 € 1000
Free withdrawals, per month 5 times 6 times
After that, per withdrawal € 3.00 € 0.99
Withdrawal fee abroad € 2.00 € 1.99
Interest Rate
Current accounts 0.0%
Savings accounts None%
Transaction & Deposit Limits
Deposit limit--
Deposit Protection Up to €100'000 Up to €100'000
Monthly spend limit € 10,000-
Other financial products
Overdraft None p/m
Investments in-app ✔️
Crypto trading
Cheques
Cashback 1% on restaurants & bars
Insurance
Lounge access
Transaction categorization ✔️ ✔️
Purchase protection
Round-up savings ✔️ ✔️
Budgeting features ✔️
Deals & Discounts ✔️ ✔️
Other benefits Carbon footprint Auto-Save & Easy Invest
Learn more tomorrow.one bunq.com

bunq & Tomorrow: Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Tomorrow and bunq's propositions.

Tomorrow Change

bunq Easy Bank Pro

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Our Verdict: Tomorrow Change or bunq Easy Bank Pro?

In conclusion, both plans are solid entries to the Premium-class digital bank accounts available to European users. Both banks provide impressive security features and ensure user's data privacy is guarded as well. The difference comes down to specific requirements you might have: for instance, Easy Bank Pro provides iDeal which is a must-have for customers in Netherlands.

Additionally, bunq offers a 30-days "no strings attached" trial of Easy Bank Pro, so our suggestion would be to try this bank first, and decide if it suits you. After all, there really is no better way than to try something yourself, right?

Choose Tomorrow Change if...

Plus sign

You value additional sustainability over a few extra features

Plus sign

You live in Germany and rarely pay in currencies other than EUR

Plus sign

You really want a wooden card

Pick bunq Easy Bank Pro if...

Plus sign

You travel a lot and/or pay in non-Euro currencies

Plus sign

You might benefit from having a joint account with your partner

Plus sign

You're also looking for a bank account for your business

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

⚠️ Please note that the information on pricing, contract terms and availability of products in certain markets is subject to change and can differ from what is stated above. We aim to keep this comparison as accurate and up-to-date as possible, but we advise you to treat the information provided above as indicative and always check banks' official websites for actual terms before signing up. ⚠️

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