bunq Easy Money
vs Revolut Grow

Comparison table, pros & cons, overview of fees

November 25, 2022

Deciding between Revolut Grow and bunq Easy Money? The comparison below contains the results of our investigation into these two plans, their benefits and terms. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. At the end of the article, we provide bullet points of key pros and cons of both options and our verdict.

Today, we will be comparing two mid-tier business bank accounts from leading European digital banks, Revolut and bunq. Occupying an SME niche with these plans, both of the banks provide an impressive range of features and banking products that are bound to satisfy all of the banking needs a small-scale company would have. With Revolut being a more "traditional" choice while bunq is seen as an up-and-coming challenger, both provide great value and a huge array of time-saving options that are sure to make banking for your company easier. Learn more about the two, compare the terms and make an informed decision yourself.

Are you looking to take your business banking needs to a new bank? Make sure to visit our comparisons and reviews of top digital banks for companies and freelancers.

Revolut - Grow

Grow is the entry-tier Business plan from Revolut. Notable upgrades to your experience are free metal card, allowances for (international) payments, FX exchange as well as more advanced features such as bulk payments and business API. Another addition that could come in handy is the priority 24/7 support. This plan suits growing business that start to have somewhat more sophisticated business banking needs.

bunq - Easy Money

Easy Money is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

Features & Prices: Comparison table

There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally. To assist you in that assessment, we provide a side-by-side comparison of various features, products available and fees applicable between Revolut Grow and bunq Easy Money in a table below.

Revolut logo
bunq logo
Easy Money
Price, per month € 25.00 € 8.99
Commitment Cancel monthly Cancel monthly
Sign-up bonus Save 20% paying annually 30 days free trial
Official website revolut.com bunq.com
Sub-accounts included 1 25
Shared accounts Up to 10 people
Employee accounts ✔️ ✔️
Mobile Payments
Apple Pay ✔️ ✔️
Google Pay ✔️ ✔️
Samsung Pay
Others Garmin Pay, Fitbit Pay -
Cards available Visa Mastercard
Cards included 3 3
Maestro/VPay ✔️ ✔️
Debit cards ✔️ ✔️
Credit cards ✔️
Virtual cards ✔️ ✔️
Extra card fee - € 3.49 p/m
Replacement fee - € 9.99
Free replacements - 1 per year
Metal card ✔️ ✔️
Wooden cards
Payment Methods
iDeal ✔️ ✔️
SOFORT ✔️ ✔️
Bancontact ✔️
Various Fees
SWIFT (receive) € 3.00 € 5.00
Foreign exchange fee 0.40% 0.50%
Currency fee-free limit up to € 10000 per month -
ATM Withdrawals
Daily limit € 3000 € 500
Free withdrawals, per month - 4 times
After that, per withdrawal € 2.99
Withdrawal fee abroad € 2.99
Interest Rate
Current accounts 0.0% 0.27%
Savings accounts 0.0% 0.27%
Transaction & Deposit Limits
Deposit limit - -
Deposit Protection Up to £85'000 Up to €100'000
Monthly spend limit - -
Other financial products
Investments in-app ✔️
Crypto trading
Lounge access
Transaction categorization ✔️ ✔️
Purchase protection
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Business API Dual PIN, Auto-invest
Learn more revolut.com bunq.com

Pros & Cons:

The comparison of dozens of terms and complex fee structures we provided below can get overwhelming - to help you digest that, we will provide some of the key benefits and disadvantages of both Revolut and bunq's propositions below.

Revolut Grow

  • Plus sign   Sizable allowances for local and international payments, as well as foreign exchange.
  • Plus sign   Includes priority 24/7 support, making the wait shorter to get support on any banking questions.
  • Plus sign   Includes advanced features such as payment approval, bulk payments and business API.
  • Minus sign  The monthly plan cost is relatively high comparing to some competitors.
  • Minus sign  Only 10 free international payments is included per month, which might not work for businesses with high volume transactions.
  • Minus sign  Only 1 free metal card is included in the plan, additional metal card comes with a high fee.

bunq Easy Money

  • Plus sign   Works wherever you go: local IBANs in 4 European countries and an array of currencies are available for Easy Money users.
  • Plus sign   25 sub-accounts, each with an individual IBAN, combined with automated payment categorization and sorting make budgeting a breeze.
  • Plus sign   Joint accounts for saving and spending with up to 10 people included for free.
  • Minus sign  Low ATM limits - you can only withdraw €500 a day, and that limit can not be changed.
  • Minus sign  No purchase protection, flight cancellation nor travel insurance.
  • Minus sign  Slightly confusing app UI - takes a while to get used to how certain actions are performed.

Summary: bunq Easy Money or Revolut Grow?

In conclusion, the choice is not as straightforward. While bunq offers a cheaper overall package, Revolut aims to deliver superior value to a business that employs 10+ people and has a dedicated accountant and can fully utilize the payroll features and expense management solutions provided. Overall, we can safely say that the choice comes down to business owner's personal preference and none of the two options would leave you dissatisfied. Since bunq provides a free 30-day "no strings attached" trial for every subscription offered, it is then advised to try that option first to see if it is a fit for your needs before deciding between the two subscriptions. If any of the two banks sparked your interest, we provide links to the banks via the buttons below. Make sure to carefully review the variant you settled on using the information available at the bank's official websites.

We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up.

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