Revolut Grow vs bunq Easy Money Business
Comparing most popular business banking plans from top neobanks
Review by
Head of Fintech Research
Published: 06.12.22
Updated: 29.02.24
Published: 06.12.22
Updated: 29.02.24
Looking to compare Revolut Grow and bunq Easy Money Business? The comparison below contains the results of our experts' investigation into these two plans, their benefits and terms. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.
Today, we will be comparing two mid-tier business bank accounts from leading European digital banks, Revolut and bunq. Occupying an SME niche with these plans, both of the banks provide an impressive range of features and banking products that are bound to satisfy all of the banking needs a small-scale company would have.
With Revolut being a more "traditional" choice while bunq is an up-and-coming challenger, both provide great value and a huge array of time-saving options that are sure to make banking for your company easier.
Revolut Grow
Revolut
Europe's biggest neobank, Revolut is a pioneer of mobile-first banking. Offering a wide range of financial services and banking products, including (but not limited to!) trading stocks and crypto, Revolut is a safe option regardless of customer's country of residence.
28'000'000+
London, UK
General Information
- Deposit ProtectionUp to £85'000
- Customer SupportChat, email
- Currencies30+ currencies
Bank Accounts
- Individuals Free plan available
- Businesses Free plan available
- Joint
- Convenience & User-friendliness
- Customer Support
- Features Available
- Value for Money
- Overall Rating
- Revolut Premium vs Tomorrow Change
- Monese Simple vs Revolut Standard
- bunq Easy Green vs Revolut Metal
- Revolut Premium vs bunq Easy Money
bunq Easy Money Business
bunq
Dutch online bank that gives you the freedom to bank like a local all over Europe. The bank's mobile apps are packed with exciting and unique features, and the fully fledged banking license bunq has ensures your money are 100% safe at all times.
5'400'000+
Amsterdam, NL
General Information
- Deposit ProtectionUp to €100'000
- Customer SupportChat, email
- CurrenciesEUR, USD, GBP + 12
Bank Accounts
- Individuals Free plan available
- Businesses Starting at €7.99
- Joint
- Convenience & User-friendliness
- Customer Support
- Features Available
- Value for Money
- Overall Rating
- bunq Easy Bank vs Qonto Basic
- Tomorrow Zero vs bunq Easy Green
- Tomorrow Change vs bunq Easy Money
- bunq Easy Green vs Revolut Metal
- Revolut Premium vs bunq Easy Money
- Monese Classic vs bunq Easy Money
Bank Accounts for Businesses
Time is money if you're a business owner, franchisee or a freelancer. Discover modern mobile-first bank accounts for companies of any scale and explore unique features and products built for digital-native business owners.
Comparison table
There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Revolut Grow and bunq Easy Money Business in a comparison table below.
 Grow |  Easy Money Business | |
|---|---|---|
| Price, per month | € 25.00 | € 12.99 |
| Commitment | Cancel monthly | Cancel monthly |
| Sign-up bonus | -20% paying annually | 30 days free |
| Official website | revolut.com | bunq.com |
| Accounts | ||
| IBANs | LT, UK | NL, DE, FR, ES, IE |
| Sub-accounts included | 1 | 25 |
| Shared accounts | ❌ | Up to 10 people |
| Employee accounts | ✔️ | ✔️ |
| Mobile Payments | ||
| Apple Pay | ✔️ | ✔️ |
| Google Pay | ✔️ | ✔️ |
| Samsung Pay | ❌ | ❌ |
| Others | Garmin Pay, Fitbit Pay | - |
| Cards | ||
| Cards available | Mastercard | Mastercard |
| Cards included | 3 | 3 |
| Maestro/VPay | ✔️ | ✔️ |
| Debit cards | ✔️ | ✔️ |
| Credit cards | ❌ | ✔️ |
| Virtual cards | ✔️ | ✔️ |
| Extra card fee | - | € 3.49 p/m |
| Replacement fee | - | € 9.99 |
| Free replacements | - | 1 per year |
| Metal card | ✔️ | ✔️ |
| Wooden cards | ❌ | ❌ |
| Payment Methods | ||
| iDeal | ✔️ | ✔️ |
| SOFORT | ✔️ | ✔️ |
| Bancontact | ❌ | ✔️ |
| Various Fees | ||
| SWIFT (receive) | € 3.00 | € 5.00 |
| Foreign exchange fee | 0.40% | 0.50% |
| Currency fee-free limit | up to € 10000 per month | - |
| ATM Withdrawals | ||
| Daily limit | € 3000 | € 1000 |
| Free withdrawals, per month | - | 6 times |
| After that, per withdrawal | € 2.99 | |
| Withdrawal fee abroad | € 2.99 | |
| Interest Rate | ||
| Current accounts | 0.0% | ❌ |
| Savings accounts | 0.0% | None% |
| Transaction & Deposit Limits | ||
| Deposit limit | - | - |
| Deposit Protection | Up to £85'000 | Up to €100'000 |
| Monthly spend limit | - | - |
| Other financial products | ||
| Overdraft | ❌ | ❌ |
| Investments in-app | ❌ | ✔️ |
| Crypto trading | ❌ | ❌ |
| Cheques | ❌ | ❌ |
| Cashback | ❌ | 1% on HoReCa |
| Insurance | ❌ | ❌ |
| Lounge access | ❌ | ❌ |
| Transaction categorization | ✔️ | ✔️ |
| Purchase protection | ❌ | ❌ |
| Round-up savings | ✔️ | ✔️ |
| Budgeting features | ✔️ | ✔️ |
| Deals & Discounts | ✔️ | ✔️ |
| Other benefits | Business API | Add-ons, Auto-VAT |
| Learn more | revolut.com | bunq.com |
bunq & Revolut: Pros & Cons
The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Revolut and bunq's propositions.
Revolut Grow
Sizable allowances for local and international payments, as well as foreign exchange.- Includes priority 24/7 support, making the wait shorter to get support on any banking questions.
- Includes advanced features such as payment approval, bulk payments and business API.
The monthly plan cost is relatively high comparing to some competitors.- Only 10 free international payments is included per month, which might not work for businesses with high volume transactions.
- Only 1 free metal card is included in the plan, additional metal card comes with a high fee.
bunq Easy Money Business
- 25 sub-accounts, each with an individual IBAN, combined with automated payment categorization and sorting make budgeting a breeze.
- Includes tools such as bookkeeping software integration that makes your accounting hassle-free.
- More advanced options to help you automatically sort out VAT & sending statements to take money admin out of running your business.
- This plan does not yet offer an easy way to issue expense cards for your employees.
- The web portal is somewhat limited and may not meet your needs if you prefer to handle money admin mostly from a desktop.
- Slightly confusing app UI - takes a while to get used to how certain actions are performed.
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Our Verdict: Revolut Grow or bunq Easy Money Business?
In conclusion, the choice is not as straightforward. While bunq offers a cheaper overall package and can be treated as a "top-of-the-line" freelancer banking solution, Revolut aims to deliver superior value to a business that employs 10+ people and has a dedicated accountant and can fully utilize the payroll features and expense management solutions provided. Overall, we can safely say that the choice comes down to business owner's personal preference and none of the two options would leave you dissatisfied.
Since bunq provides a free 30-day "no strings attached" trial for every business subscription offered, we advise you to first try it to see if it is a fit for your needs before deciding between the two accounts. After all, nobody knows the needs of your business better than you do. Oh yes, and a final side note: both of these banks provide amazing metal cards that will make some heads turn.
Choose Revolut Grow if...
You expect your business to scale to beyond 100 FTEs over the next year
Your business entity is registered in the UK
Revolut website
Pick bunq Easy Money Business if...
You do not want your business to have excessive expenses on banking
Your business has a legal entity in either NL, BE or DE
You are a freelancer
If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.
⚠️ Please note that the information on pricing, contract terms and availability of products in certain markets is subject to change and can differ from what is stated above. We aim to keep this comparison as accurate and up-to-date as possible, but we advise you to treat the information provided above as indicative and always check banks' official websites for actual terms before signing up. ⚠️
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