Tomorrow Change vs bunq Easy Money

Comparing accounts that are the best value for your money

Ian McKenzie

Review by Ian McKenzie 

Head of Fintech Research

Contact author

Published: 06.12.22  

Updated: 07.12.22

Published: 06.12.22

Updated: 07.12.22

Choosing between Tomorrow Change and bunq Easy Money? The comparison below contains the results of our experts' investigation into these two plans, their benefits and terms. Firstly, we will provide a quick summary and key information about the two banks, followed by a side-by-side comparison table of products available, benefits and fees of both accounts. At the end of the article, we provide bullet points of key pros and cons of both options and our verdict.

If you are looking for a bank that cares about the environment, does not invest in questionable businesses and helps users adopt more sustainable banking practices, both bunq and Tomorrow are great options. In this review, we compare the mid-tier subscriptions available at these neobanks: bunq Easy Money and Tomorrow Change. At a comparable price point and with similar selling points, the two plans are strong contenders for sustainability-conscious users.

Quickly jump to:
Tomorrow Change Star icon bunq Easy Money
Comparison Table Star icon Pros & Cons Star icon Our Verdict
bunq vs Tomorrow - compare banks at Fintech Compass.

Tomorrow Change

  • Monthly costStarting from €3.00
  • Joint accounts✔️
  • Business accounts
  • Total users122'000
  • Official
Tomorrow Change is an everyday account that is both "smart" and flexible. At a reasonable price point, this subscription is a strong contender for a "hassle-free" modern bank account that will cover most of the day-to-day banking needs an average user would have. On top of this, there are a few niche features that truly make this product stand out from the competition, for instance, wooden cards and automatic CO2 offset.

bunq Easy Money

  • Free plan available✔️
  • Joint accounts✔️
  • Business accounts✔️
  • Sign-up bonus30 days free
  • Official
Easy Money is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

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Comparison table

It is important to keep your specific use cases in mind and identify the key characteristics you care about. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Tomorrow Change and bunq Easy Money in a comparison table below.

Tomorrow logo
bunq logo
Easy Money
Price, per month € 7.00 € 8.99
CommitmentCancel monthlyCancel monthly
Sign-up bonus - 30 days free
Official website
Sub-accounts included525
Shared accounts Included for free Up to 10 people
Child accounts ✔️
Mobile Payments
Apple Pay✔️✔️
Google Pay✔️✔️
Samsung Pay
Cards available Visa Mastercard
Cards included 1 3
Debit cards✔️✔️
Credit cards✔️
Virtual cards✔️
Extra card fee - € 3.49 p/m
Replacement fee € 10.00 € 9.99
Free replacements- 1 per year
Metal card✔️
Wooden cards✔️
Payment Methods
Various Fees
SWIFT (receive) € 3.00 € 5.00
Foreign exchange fee - 0.50%
Currency fee-free limit - -
ATM Withdrawals
Daily limit € 500 € 1000
Free withdrawals, per month 5 times 6 times
After that, per withdrawal € 2.00 € 2.99
Withdrawal fee abroad € 2.00 € 2.99
Interest Rate
Current accounts 0.0%
Savings accounts None%
Transaction & Deposit Limits
Deposit limit--
Deposit Protection Up to €100'000 Up to €100'000
Monthly spend limit € 10,000-
Other financial products
Overdraft None p/m
Investments in-app ✔️
Crypto trading
Lounge access
Transaction categorization ✔️ ✔️
Purchase protection
Round-up savings ✔️ ✔️
Budgeting features ✔️
Deals & Discounts ✔️ ✔️
Other benefits Carbon footprint Dual PIN, Auto-invest
Learn more

bunq & Tomorrow: Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Tomorrow and bunq's propositions.

Tomorrow Change

bunq Easy Money

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Our Verdict: Tomorrow Change or bunq Easy Money?

In conclusion, both plans are solid entries to the Premium-class digital bank accounts available to European users. Both banks provide impressive security features and ensure user's data privacy as well. The difference comes down to specific requirements you might have - for example, Easy Money provides iDeal which is a must-have for users in Netherlands.

Additionally, bunq offers a 30-days "no strings attached" trial of Easy Money, so our suggestion would be to try this bank first, and decide if it suits you. After all, there really is no better way than to try something yourself, right?

Choose Tomorrow Change if...

Plus sign

You value additional sustainability over a few extra features

Plus sign

You live in Germany and rarely pay in currencies other than EUR

Pick bunq Easy Money if...

Plus sign

You travel a lot and/or pay in currencies

Plus sign

You consider opening a joint account with someone

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

⚠️ We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up. ⚠️

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