The best digital banks for personal banking
Top online and mobile-first banks reviewed by fintech experts
In this section, you will find our top picks of Europe's top rated banks for individuals along with links to our in-depth reviews written by fintech experts. Each review of bank accounts listed here was written and fact-checked by our in-house team of professionals. We made sure to only include financial financial institutions that undergo frequent audits, are fully licensed and have all the necessary certifications. That way, you can be confident in your choice and rest easy, knowing your money is always safe, and your personal data is stored securely. The quick info cards found below can be expanded to reveal the most important information about each digital bank in form of a brief summary.
Do you want to choose a bank account from one of best banks for personal banking? Scroll down to find our list of "one-on-one" side-by-side comparisons of the most popular personal bank accounts available today. We are constantly expanding our selection of current account reviews, adding more neobanks every day, so make sure to check back later. After all, new digital banks, great savings accounts, popular online banks appear all the time, so it is important to stay on top of the industry news, to ensure you're getting the best service you could.
Dutch online bank that gives you the freedom to bank like a local all over Europe. The bank's mobile apps are packed with exciting and unique features, and the fully fledged banking license bunq has ensures your money are 100% safe at all times.
Tomorrow represents the future of banking with a focus on being transparent, digital and sustainable. Instead of focusing purely on profits, the bank is instead committed to ethical investment practices and creating social equity.
Bank Accounts for Businesses
Time is money if you are a business owner, franchisee or a freelancer. Discover modern mobile-first bank accounts for companies of any scale and benefit from unique features and products built for digital-native entrepreneurs. Spend less time thinking about banking and more time growing your business.
Monese offers excellent currency exchange rates, an easy way to transfer money abroad in over 30 countries along with a great mobile app. Aimed at "digital nomads" from all over the EU, neobank offers customer support in 14 languages.
Formerly known as TransferWise, Wise is a go-to choice for money transfers abroad and international payments in any currency. With millions of loyal users, and a rich product development roadmap for years to come, Wise is a solid choice for a near-borderless experience.
Top Bank Accounts for Individuals, Compared
Reviews and comparison tables for easy side-by-side assessment of the most popular plans offered by top digital banks on the market.
Europe's biggest neobank, Revolut is a pioneer of mobile-first banking. Offering a wide range of financial services and banking products, including (but not limited to!) trading stocks and crypto, Revolut is a safe option regardless of customer's country of residence.
Promising assistance in "taking control of your money with one card and one app" to its users, Curve quickly gained popularity in the UK. Unique product that consolidates all your cards and accounts in one place, while categorizing payments and providing cashback.
Multiply Your Wealth
Doesn't matter if you're just saving up for that summer vacation or if you're planning your retirement, the best time to start investing is now. Explore our curated list of the best investment platforms and apps available today at Fintech Compass. Make your money work so you don't have to.
Openbank is a middle ground between traditional banks and their mobile-first neobank counterparts. Free current account, with full control from a very easy to use mobile app. Santander Group's subsidiary on a smaller scale.
N26 is The Mobile Bank, extremely secure and operating with a full German banking license. Stylish cards, real-time payments, automatic expense categorization, all in a neat and very convenient mobile app.
Is there a bank we've missed in our comparison? Please let us know and we'll make sure to download the app ourselves, test it out and let our readers know if it's good or not. FintechCompass is not promoting any financial institution over another because of material incentives offered by third parties. We simply provide facts taken straight from the banks' websites and let the reader decide for themselves.