bunq Easy Green
vs Revolut Metal

Comparison table, pricing, fees, pros & cons

May 26, 2022


Deciding between bunq Easy Green and Revolut Metal? The comparison below contains the results of our investigation into these two plans, their benefits and terms. Firstly, we will provide a quick summary and key information about the two banks, followed by a side-by-side comparison table of products available, benefits and fees of both accounts. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.

When we assess the highest-tier subscriptions available at any of Europe's best neobanks, we fully expect both plans to deliver overwhelming value to the users, while still being able to deliver practical and convenient solutions to everyday use cases. Both plans boast a wide array of exclusive features, as well as stylish metal cards with different cashback mechanisms. Below, we will perform a deep-dive into two of the banking powerhouses - bunq's Easy Green and Revolut's Metal. Find out if one of these is a perfect fit for your banking needs in our comparison below.

Are you looking to switch to a better bank? Make sure to visit our comparisons and reviews of various digital banks for personal banking.


bunq - Easy Green

bunq

An up-and-coming Dutch neobank that focuses on ethical investment options, giving their users an option to choose how their money get invested. bunq also planted over 2 million trees as part of their green initiative. Powerful Open API and colorful cards - what's not to like?

HQ: Amsterdam, NL
Founded in: 2015
Users: 2'300'000+
Deposit protection: Up to €100'000
Website: bunq.com
Personal plans: ✔️
Starting at €2,99 per month
 
Business plans: ✔️
Starting at €4,99 per month
Currencies: EUR, USD, GBP, BGN, PLN, CHF
Shared accounts: ✔️
Student accounts:
Support: Chat, email
Sign-up bonus: 30 days free trial
HQ: Amsterdam, NL
Founded in: 2015
Users: 2'300'000+
Deposit protection: Up to €100'000
Support: Chat, email
Sign-up bonus: 30 days free trial
Website: bunq.com
Personal plans: ✔️
Starting at €2,99 per month
Business plans: ✔️
Starting at €4,99 per month
Shared accounts: ✔️
Student accounts:
Currencies: EUR, USD, GBP, BGN, PLN, CHF

Easy Green is bunq's top-of-the-line plan at a premium pricepoint. The main advantage over lower-tier Easy Money plan is an ability to effortlessly offset your CO2 emissions thanks to automatically planting a tree for every €100 spent from your bunq account. On top of this, Easy Green features invoice scanning using your phone's camera, extended warranty and purchase protection.

Make sure to also read other comparisons featuring this plan:


Revolut - Metal

Revolut

Europe's biggest neobank, Revolut is a pioneer of mobile-first banking. Offering a wide range of financial services and banking products, including (but not limited to!) trading stocks and crypto, Revolut is a safe option regardless of customer's country of residence.

HQ: London, UK
Founded in: 2015
Users: 18'000'000+
Deposit protection: Up to £85'000
Website: revolut.com
Personal plans: ✔️
Free personal plan available
 
Business plans: ✔️
Free business plan available
Currencies: 30+ currencies
Shared accounts:
Student accounts:
Support: Chat, email
Sign-up bonus: Save 20% paying annually
HQ: London, UK
Founded in: 2015
Users: 18'000'000+
Deposit protection: Up to £85'000
Support: Chat, email
Sign-up bonus: Save 20% paying annually
Website: revolut.com
Personal plans: ✔️
Free personal plan available
Business plans: ✔️
Free business plan available
Shared accounts:
Student accounts:
Currencies: 30+ currencies

Revolut Metal is the highest-tier subscription from the UK-based digital banking behemoth. This plan offers "ultimate power with the full package" of financial services, offering a contactless Metal card, insurances, purchase protection and up to 1% cashback.


Features & fees: Comparison table

It is important to keep your specific use cases in mind and identify the key characteristics you care about. In order to assist you in that assessment, we provide a side-by-side breakdown of features and fees between bunq Easy Green and Revolut Metal in a table below.

bunq logo
Easy Green
Revolut logo
Metal
Price, per month € 17,99 € 13,99
Commitment Cancel monthly 12 months
Sign-up bonus 30 days free trial Save 20% paying annually
Official website bunq.com revolut.com
Accounts
IBANs NL, DE, FR, ES LT, UK
Sub-accounts included 25 1
Shared accounts Up to 10 people Group Vaults
Child accounts ✔️ ✔️
Mobile Payments
Apple Pay ✔️ ✔️
Google Pay ✔️ ✔️
Samsung Pay
Others - Garmin Pay, Fitbit Pay
Cards
Cards available Mastercard Mastercard
Cards included 3 2
Maestro/VPay ✔️
Debit cards ✔️ ✔️
Credit cards ✔️
Virtual cards ✔️ ✔️
Extra card fee € 3,49 p/m -
Replacement fee € 9,99 € 10,00
Free replacements 1 per year 1 per year
Metal card ✔️ ✔️
Wooden cards
Payment Methods
iDeal ✔️ ✔️
SOFORT ✔️ ✔️
Bancontact ✔️
Various Fees
SWIFT (receive) € 5,00 € 2,00
Foreign exchange fee 0,50% -
Currency fee-free limit - -
ATM Withdrawals
Daily limit € 500 € 3000
Free withdrawals, per month 4 times -
After that, per withdrawal € 2,99 2,0%
Withdrawal fee abroad € 2,99 2,0%
Interest Rate
Current accounts 0,09%
Savings accounts 0,09%
Transaction & Deposit Limits
Deposit limit - -
Deposit Protection Up to €100'000 Up to £85'000
Monthly spend limit - -
Other financial products
Overdraft
Investments in-app ✔️ ✔️
Crypto trading ✔️
Cheques
Cashback 0.1% + 1% outside EU
Insurance Travel, Baggage
Lounge access You + 3 friends
Transaction categorization ✔️ ✔️
Purchase protection Extended Warranty €10'000 per year limit
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Auto-CO2 offset 90-day return
Learn more bunq.com revolut.com

Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both bunq and Revolut's propositions.

bunq Easy Green

  •   Thanks to bunq's partnership with Eden Foundation, you will automatically plant a baby tree in Madagascar for every €100 spent.
  •   Stylish white Metal Card comes at no extra cost as long as you pre-pay your plan!
  •   Mastercard Extended Warranty and Purchase Protection included in subscription price.
  •   Price - it's hard to say Easy Green provides significantly more value than Easy Money, at double the cost.
  •   No cashback - at a premium price point, one expects a certain benefit to transactions done using bunq card.
  •   No insurance options. Hardly a major disadvantage, however travel insurance is common among competition.

Revolut Metal

  •   Global travel insurance with lost baggage coverage, plus free lounge access whenever your flight is delayed.
  •   Extensive protection purchases on items bought with the Metal card - you can claim up to €10'000 of lost or damaged items per year.
  •   Cashback of 0,1% in Europe and 1,0% outside of EEA adds up if you make a lot of card payments.
  •   Low limit on free ATM withdrawals - €800 a month. The fees can stack up when traveling in cash-heavy countries.
  •   No Maestro/VPay cards available - despite the upcoming end to these, it is still a massive disadvantage in NL/BE.
  •   No interest on current nor savings accounts - according to Revolut, this feature is due to release in 2022.

Verdict: Revolut Metal or bunq Easy Green?

Both plans boast an impressive array of exciting features and the choice comes down to your specific use cases. bunq's offering is more expensive, but it also outperforms Revolut's Metal in a functional benefit comparison. However, Metal subscription has an extensive amount of utility features: overseas medical insurance, flight delay and cancellation coverage and lounge access. Both plans offer investment options, but only Revolut's product allows crypto trading. In case you want to sign up for one of the two banks, you will find links to the official websites below.

We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up.


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