bunq Easy Money
vs Revolut Premium

Comparison table, pricing, fees, pros & cons

May 26, 2022


Deciding between bunq Easy Money and Revolut Premium? The comparison below contains the results of our investigation into these two plans, their benefits and terms. Below you will find a brief introduction for both of the banks, after which you can explore our comparison table listing all the key information on fees and products available for both of the options. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.

Both plans occupy a "Premium" niche in their banks' product portfolios with just a single VIP plan priced higher for both bunq and Revolut. They offer sufficient solutions to all baseline banking and payment needs and mostly differ in the unique features available to users. Learn more about the two, compare the terms and make an informed decision yourself.

Are you looking to switch to a better bank? Make sure to visit our comparisons and reviews of various digital banks for personal banking.


bunq - Easy Money

bunq

An up-and-coming Dutch neobank that focuses on ethical investment options, giving their users an option to choose how their money get invested. bunq also planted over 2 million trees as part of their green initiative. Powerful Open API and colorful cards - what's not to like?

HQ: Amsterdam, NL
Founded in: 2015
Users: 2'300'000+
Deposit protection: Up to €100'000
Website: bunq.com
Personal plans: ✔️
Starting at €2,99 per month
 
Business plans: ✔️
Starting at €4,99 per month
Currencies: EUR, USD, GBP, BGN, PLN, CHF
Shared accounts: ✔️
Student accounts:
Support: Chat, email
Sign-up bonus: 30 days free trial
HQ: Amsterdam, NL
Founded in: 2015
Users: 2'300'000+
Deposit protection: Up to €100'000
Support: Chat, email
Sign-up bonus: 30 days free trial
Website: bunq.com
Personal plans: ✔️
Starting at €2,99 per month
Business plans: ✔️
Starting at €4,99 per month
Shared accounts: ✔️
Student accounts:
Currencies: EUR, USD, GBP, BGN, PLN, CHF

Easy Money is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

Make sure to also read other comparisons featuring this plan:


Revolut - Premium

Revolut

Europe's biggest neobank, Revolut is a pioneer of mobile-first banking. Offering a wide range of financial services and banking products, including (but not limited to!) trading stocks and crypto, Revolut is a safe option regardless of customer's country of residence.

HQ: London, UK
Founded in: 2015
Users: 18'000'000+
Deposit protection: Up to £85'000
Website: revolut.com
Personal plans: ✔️
Free personal plan available
 
Business plans: ✔️
Free business plan available
Currencies: 30+ currencies
Shared accounts:
Student accounts:
Support: Chat, email
Sign-up bonus: Save 20% paying annually
HQ: London, UK
Founded in: 2015
Users: 18'000'000+
Deposit protection: Up to £85'000
Support: Chat, email
Sign-up bonus: Save 20% paying annually
Website: revolut.com
Personal plans: ✔️
Free personal plan available
Business plans: ✔️
Free business plan available
Shared accounts:
Student accounts:
Currencies: 30+ currencies

This higher-tier plan from Revolut promises "an upgrade to a global lifestyle", allowing users to spend, invest and save money in various currencies and other assets. With travel insurance, purchase protection and lounge access, Premium is a real strong proposition for users all across the globe.


Features & fees: Comparison table

There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally. In order to assist you in that assessment, we provide a side-by-side breakdown of features and fees between bunq Easy Money and Revolut Premium in a table below.

bunq logo
Easy Money
Revolut logo
Premium
Price, per month € 8,99 € 7,99
Commitment Cancel monthly 12 months
Sign-up bonus 30 days free trial Save 20% paying annually
Official website bunq.com revolut.com
Accounts
IBANs NL, DE, FR, ES LT, UK
Sub-accounts included 25 1
Shared accounts Up to 10 people
Child accounts ✔️ ✔️
Mobile Payments
Apple Pay ✔️ ✔️
Google Pay ✔️ ✔️
Samsung Pay
Others - Garmin Pay, Fitbit Pay
Cards
Cards available Mastercard Mastercard
Cards included 3 2
Maestro/VPay ✔️
Debit cards ✔️ ✔️
Credit cards ✔️
Virtual cards ✔️ ✔️
Extra card fee € 3,49 p/m -
Replacement fee € 9,99 € 10,00
Free replacements 1 per year 1 per year
Metal card ✔️
Wooden cards
Payment Methods
iDeal ✔️ ✔️
SOFORT ✔️ ✔️
Bancontact ✔️
Various Fees
SWIFT (receive) € 5,00 € 2,00
Foreign exchange fee 0,50% 0,50%
Currency fee-free limit - up to € 1000 per month
ATM Withdrawals
Daily limit € 500 € 3000
Free withdrawals, per month 4 times 3 times
After that, per withdrawal € 2,99 2,0%
Withdrawal fee abroad € 2,99 2,0%
Interest Rate
Current accounts 0,09% 0,0%
Savings accounts 0,09% 0,0%
Transaction & Deposit Limits
Deposit limit - -
Deposit Protection Up to €100'000 Up to £85'000
Monthly spend limit - -
Other financial products
Overdraft
Investments in-app ✔️ ✔️
Crypto trading ✔️
Cheques
Cashback
Insurance Travel
Lounge access After 1 hour delay
Transaction categorization ✔️ ✔️
Purchase protection €2'500 per year limit
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Dual PIN, Auto-invest Powerful analytics
Learn more bunq.com revolut.com

Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both bunq and Revolut's propositions.

bunq Easy Money

  •   Works wherever you go: local IBANs in 4 European countries and an array of currencies are available for Easy Money users.
  •   25 sub-accounts, each with an individual IBAN, combined with automated payment categorization and sorting make budgeting a breeze.
  •   Joint accounts for saving and spending with up to 10 people included for free.
  •   Low ATM limits - you can only withdraw €500 a day, and that limit can not be changed.
  •   No purchase protection, flight cancellation nor travel insurance.
  •   Slightly confusing app UI - takes a while to get used to how certain actions are performed.

Revolut Premium

  •   Shared banking options: Junior accounts for 2 kids and Group Vaults for saving together included in this plan.
  •   Disposable virtual cards and two customizable physical cards with a wide range of exclusive designs included in subscription.
  •   You get both a European IBAN and a UK bank account included at no additional cost with this subscription.
  •   ATM withdrawals after a fairly low €400 monthly allowance comes at a high fee of 2%.
  •   No metal cards available - you would need to upgrade to a more expensive Metal plan for that.
  •   Revolut users frequently encounter services declining Revolut IBANs service due to bank's excessive anti-fraud policies.

Verdict: Revolut Premium or bunq Easy Money?

In conclusion, both of these plans are great solutions to any banking needs you might have, and the choice most likely comes down to what your individual use case is. bunq's Easy Money would be more suited for someone into social and shared banking, while Revolut's Premium should be the choice for a world traveler. In case you want to sign up for one of the two banks, you will find links to the official websites below.

We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up.


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