Revolut Premium vs bunq Easy Money

Comparison of the most popular accounts at top digital banks

Ian McKenzie

Review by Ian McKenzie 

Head of Fintech Research

Contact author

Published: 06.12.22  

Updated: 06.12.22

Published: 06.12.22

Updated: 06.12.22

Choosing between Revolut Premium and bunq Easy Bank Pro? In this article, we provide a detailed comparison of these bank accounts, their prices and terms. Firstly, we will provide a quick summary and key information about the two banks, followed by a side-by-side comparison table of products available, benefits and fees of both accounts. A brief summary along with a list of pros and cons and our verdict can be found at the end of this page.

Both plans occupy a "Premium" niche in their banks' product portfolios with just a single VIP plan priced higher for both neobanks. They offer sufficient solutions to all baseline banking and payment needs and mostly differ in the unique features available to users. So, in a battle of "bunq vs Revolut", who has the upper hand? Let's find out by first getting familiar with both banks.

Quickly jump to:
Revolut Premium Star icon bunq Easy Bank Pro
Comparison Table Star icon Pros & Cons Star icon Our Verdict
bunq or Revolut? Detailed review to answer that question.

Revolut Premium

General Information

  • Deposit ProtectionUp to £85'000
  • Customer SupportChat, email
  • Currencies30+ currencies

Bank Accounts

  • Individuals Free plan available
  • Businesses Free plan available
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStarStarStar half-full
  • Customer SupportStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Value for MoneyStarStarStarStarStarStarStarStarStar half-fullStar empty
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
This higher-tier plan from Revolut promises "an upgrade to a global lifestyle", allowing users to spend, invest and save money in various currencies and other assets. With travel insurance, purchase protection and lounge access, Premium is a real strong proposition for users all across the globe.

bunq Easy Bank Pro

General Information

  • Deposit ProtectionUp to €100'000
  • Customer SupportChat, email
  • CurrenciesEUR, USD, GBP + 12

Bank Accounts

  • Individuals Free plan available
  • Businesses Starting at €7.99
  • Jointyes
  • Convenience & User-friendlinessStarStarStarStarStarStarStarStar half-fullStar emptyStar empty
  • Customer SupportStarStarStarStarStarStarStarStar emptyStar emptyStar empty
  • Features AvailableStarStarStarStarStarStarStarStarStarStar half-full
  • Value for MoneyStarStarStarStarStarStarStarStarStarStar half-full
  • Overall RatingStarStarStarStarStarStarStarStarStar half-fullStar empty
Easy Bank Pro is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

Bank Accounts for Individuals

Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.

Banking for individuals on mobile.

Comparison table

It is important to keep your specific use cases in mind and identify the key characteristics you care about. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Revolut Premium and bunq Easy Bank Pro in a comparison table below.

Revolut logo
Premium
bunq logo
Easy Bank Pro
Price, per month € 7.99 € 9.99
Commitment12 monthsCancel monthly
Sign-up bonus -20% paying annually 30 days free
Official website revolut.com bunq.com
Accounts
IBANsLT, UKNL, DE, FR, ES, IE
Sub-accounts included125
Shared accounts Up to 10 people
Child accounts ✔️✔️
Mobile Payments
Apple Pay✔️✔️
Google Pay✔️✔️
Samsung Pay
Others Garmin Pay, Fitbit Pay-
Cards
Cards available Mastercard Mastercard
Cards included 2 3
Maestro/VPay✔️
Debit cards✔️✔️
Credit cards✔️
Virtual cards✔️✔️
Extra card fee - € 3.49 p/m
Replacement fee € 10.00 € 9.99
Free replacements 1 per year 1 per year
Metal card
Wooden cards
Payment Methods
iDeal✔️✔️
SOFORT✔️✔️
Bancontact✔️
Various Fees
SWIFT (receive) € 2.00 € 5.00
Foreign exchange fee 0.50% 0.50%
Currency fee-free limit up to € 1000 per month -
ATM Withdrawals
Daily limit € 3000 € 1000
Free withdrawals, per month 5 times 6 times
After that, per withdrawal 2.0% € 0.99
Withdrawal fee abroad 2.0% € 1.99
Interest Rate
Current accounts 0.0%
Savings accounts 0.0% None%
Transaction & Deposit Limits
Deposit limit--
Deposit Protection Up to £85'000 Up to €100'000
Monthly spend limit--
Other financial products
Overdraft
Investments in-app ✔️ ✔️
Crypto trading ✔️
Cheques
Cashback 1% on restaurants & bars
Insurance Travel
Lounge access After 1 hour delay
Transaction categorization ✔️ ✔️
Purchase protection €2'500 per year limit
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Powerful analytics Auto-Save & Easy Invest
Learn more revolut.com bunq.com

bunq & Revolut: Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Revolut and bunq's propositions.

Revolut Premium

bunq Easy Bank Pro

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Our Verdict: Revolut Premium or bunq Easy Bank Pro?

In conclusion, both of these plans are great solutions to any banking needs you might have, and the choice most likely comes down to what your individual use case is. bunq's Easy Money would be more suited for someone into social and shared banking, while Revolut's Premium should be the choice for a world traveler.

Choose Revolut Premium if...

Plus sign

You live in the UK or outside the Eurozone

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You value insurance highly, yet don't have one yet

Pick bunq Easy Bank Pro if...

Plus sign

You live in Belgium or the Netherlands (or travel there frequently)

Plus sign

You want your money working for good

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

⚠️ We advise you to keep in mind that the information on pricing, specific billing details, contract terms and availability of products in various markets is subject to change and can appear different from the one provided in this article. Our goal is to keep the information in this comparison as fresh and factually correct as possible, but we do not claim that it is 100% accurate at all times. As such, we advise you to treat the information provided on this website as indicative and urge you to always check the banks' official websites for actual conditions prior to signing up. ⚠️

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