Revolut Premium vs bunq Easy Money

Comparison of the most popular accounts at top digital banks

Ian McKenzie

Review by Ian McKenzie 

Head of Fintech Research

Contact author

Published: 06.12.22  

Updated: 06.12.22

Published: 06.12.22

Updated: 06.12.22

Choosing between Revolut Premium and bunq Easy Money? In this article, we provide a detailed comparison of these bank accounts, their prices and terms. Firstly, we will provide a quick summary and key information about the two banks, followed by a side-by-side comparison table of products available, benefits and fees of both accounts. At the end of the article, we provide bullet points of key pros and cons of both options and our verdict.

Both plans occupy a "Premium" niche in their banks' product portfolios with just a single VIP plan priced higher for both neobanks. They offer sufficient solutions to all baseline banking and payment needs and mostly differ in the unique features available to users. So, in a battle of "bunq vs Revolut", who has the upper hand? Let's find out by first getting familiar with both banks.

Quickly jump to:
Revolut Premium Star icon bunq Easy Money
Comparison Table Star icon Pros & Cons Star icon Our Verdict
bunq or Revolut? Detailed review to answer that question.

Revolut Premium

  • Free plan available✔️
  • Joint accounts✔️
  • Business accounts✔️
  • Sign-up bonus-20% paying annually
  • Official
This higher-tier plan from Revolut promises "an upgrade to a global lifestyle", allowing users to spend, invest and save money in various currencies and other assets. With travel insurance, purchase protection and lounge access, Premium is a real strong proposition for users all across the globe.

bunq Easy Money

  • Free plan available✔️
  • Joint accounts✔️
  • Business accounts✔️
  • Sign-up bonus30 days free
  • Official
Easy Money is a plan that allows you to bank like a local all over EU. With IBANs from multiple European countries and an array of various cards with global acceptance included in subscription, bunq's Premium-tier plan is a great choice for hassle-free banking. This plan will not only cover your day-to-day needs, but also provide a few "wow" features that will make you excited to be banking at bunq!

Bank Accounts for Individuals

Read our detailed reviews of personal bank accounts available at some of the world's most popular online banks, compare the plans they offer, explore their pricing and discover all the hidden fees.

Banking for individuals on mobile.

Comparison table

There are quite a few considerations to keep in mind when choosing, so make sure to identify what deal-breakers there are for you personally. In order to assist you in this assessment, we provide a side-by-side breakdown of features and fees between Revolut Premium and bunq Easy Money in a comparison table below.

Revolut logo
bunq logo
Easy Money
Price, per month € 7.99 € 8.99
Commitment12 monthsCancel monthly
Sign-up bonus -20% paying annually 30 days free
Official website
Sub-accounts included125
Shared accounts Up to 10 people
Child accounts ✔️✔️
Mobile Payments
Apple Pay✔️✔️
Google Pay✔️✔️
Samsung Pay
Others Garmin Pay, Fitbit Pay-
Cards available Mastercard Mastercard
Cards included 2 3
Debit cards✔️✔️
Credit cards✔️
Virtual cards✔️✔️
Extra card fee - € 3.49 p/m
Replacement fee € 10.00 € 9.99
Free replacements 1 per year 1 per year
Metal card✔️
Wooden cards
Payment Methods
Various Fees
SWIFT (receive) € 2.00 € 5.00
Foreign exchange fee 0.50% 0.50%
Currency fee-free limit up to € 1000 per month -
ATM Withdrawals
Daily limit € 3000 € 1000
Free withdrawals, per month 5 times 6 times
After that, per withdrawal 2.0% € 2.99
Withdrawal fee abroad 2.0% € 2.99
Interest Rate
Current accounts 0.0%
Savings accounts 0.0% None%
Transaction & Deposit Limits
Deposit limit--
Deposit Protection Up to £85'000 Up to €100'000
Monthly spend limit--
Other financial products
Investments in-app ✔️ ✔️
Crypto trading ✔️
Insurance Travel
Lounge access After 1 hour delay
Transaction categorization ✔️ ✔️
Purchase protection €2'500 per year limit
Round-up savings ✔️ ✔️
Budgeting features ✔️ ✔️
Deals & Discounts ✔️ ✔️
Other benefits Powerful analytics Dual PIN, Auto-invest
Learn more

bunq & Revolut: Pros & Cons

The detailed breakdown of dozens of terms and complex fee structures can get overwhelming - to avoid that, here are some of the key benefits and disadvantages of both Revolut and bunq's propositions.

Revolut Premium

bunq Easy Money

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Our Verdict: Revolut Premium or bunq Easy Money?

In conclusion, both of these plans are great solutions to any banking needs you might have, and the choice most likely comes down to what your individual use case is. bunq's Easy Money would be more suited for someone into social and shared banking, while Revolut's Premium should be the choice for a world traveler.

Choose Revolut Premium if...

Plus sign

You live in the UK or outside the Eurozone

Plus sign

You value insurance highly, yet don't have one yet

Pick bunq Easy Money if...

Plus sign

You live in Belgium or the Netherlands (or travel there frequently)

Plus sign

You want your money working for good

If you found any of these plans to be a good fit for your specific banking needs, you will find links to their official websites or apps below. By signing up via links on our website, you support us in our mission of making finance easy and accessible to everyone.

⚠️ Please note that the information on pricing, contract terms and availability of products in certain markets is subject to change and can differ from what is stated above. We aim to keep this comparison as accurate and up-to-date as possible, but we advise you to treat the information provided above as indicative and always check banks' official websites for actual terms before signing up. ⚠️

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